The winter months are upon us, bringing cold temperatures and adverse weather conditions. You may already be prepared for winter, and purchased a new pair of rain boots or a heavy coat, but have you thought about preparing your home?

Life insurance is one of the most effective ways to ensure your family is protected. Should you suddenly become incapacitated or pass away, life insurance funds can be paid at once to the named beneficiaries without any concern about taxes or delays related to probate. However, when buying a life insurance policy, the one person who truly has your back is your agent.