Individual Life Insurance

Life insurance can help you secure your family’s financial future by providing the funds they need to: cover burial expenses, uninsured medical bills, pay off your mortgage and other outstanding debts, and maintain a comfortable standard of living.

There are a variety of life insurance policies that we can provide. The kind of policy you choose depends on your needs:

Term Life Insurance

Is Term Life Insurance Right for You?

Term life insurance provides affordable coverage to meet your temporary needs. Term life insurance may be the right fit for you if you are looking for:

● Guaranteed coverage for a specific amount of time or to cover specific financial obligations
● Affordability and level payments that are guaranteed not to change
● A complement to an employer’s life insurance plan
● A quick and convenient sales process for eligible customers

How It Works

You can select a coverage period of 10, 15, 20 or 30 years. You receive a guaranteed death benefit for the term you choose, and your payments are guaranteed to remain level for the length of the term. A variety of add-on benefits, also known as riders, allow you to tailor your coverage to meet your needs.

Permanent Life Insurance

Whole Life Insurance

Whole life insurance gives you level premiums, strong guarantees, and valuable protection. It can also build cash value, which you can access through loans.

Universal Life Insurance

With universal life insurance, you get lifelong protection, cash value and flexibility. For example, with some universal life insurance policies, you have the option to change certain features of your policy, such as the level of coverage and the premium payments. If you’re looking for versatility while also having long-term protection, universal life insurance may be right for you.