Liability coverage for boats

Boat liability coverage can help pay for injuries and property damage to others from a covered accident if you are found to be legally liable. This includes pollution liability coverage and wreckage removal.

Collision coverage for boats

Collision coverage helps pay for damage to your boat, motor, trolling motor, trailer and permanent and portable boating equipment in the event of a covered accident with another boat or object.

Comprehensive coverage for boats

Comprehensive helps cover damage to your boat, motor, trolling motor, trailer and permanent and portable boating equipment resulting from losses other than collision. This includes damage from fire, theft or storms.

Uninsured or underinsured boater coverage

This boat insurance coverage helps pay for damages due to bodily injury that you and anyone on your boat sustain if injured in a covered accident with an uninsured or underinsured boater or a hit-and-run boater.

Medical payments

Medical payments helps cover medical bills for the treatment of injuries that are incurred by you or others while operating or occupying your boat.

On-water boat towing and labor

This option covers towing expense and other emergency services up to selected limits in the event your boat becomes disabled while on the water.

Fishing equipment coverage

Fishing equipment insurance helps cover damage to fishing equipment while on an insured boat or while being carried on or off an insured boat.

Personal effects insurance

Personal effects insurance helps pay replacement cost for loss or damage to your personal property while onboard or while being carried on or off an insured boat.

Roadside Assistance for boats

We also offer Roadside Assistance as an optional coverage, which helps pay for on-site labor for your tow vehicle or boat trailer or towing to the nearest qualified repair facility.

Boat insurance discounts

You may be eligible for a reduced rate on the above policies.