To qualify for collector car insurance you must meet the following requirements:
Usage: Our policy allows you to use your collector vehicle for club functions, exhibitions, organized meets, tours and even occasional pleasure driving. As long as it’s not your daily driver, it qualifies for classic car insurance.
Storage: To qualify for classic car insurance, vintage vehicles generally must be stored in a private, enclosed, secure structure when not in use. Appropriate storage examples include:
Regular-use vehicles: All household members with a valid driver’s license must have a regular-use vehicle for daily driving to qualify for classic car insurance. Motorcycles and public transportation are not considered regular-use vehicles by our program in most cases.
Classic truck coverage: Collector trucks can also be covered by classic car insurance. We understand that you might have different uses in mind for a truck, which is why we offer specialized collector car insurance coverages. Talk to your agent about how hauling and towing can be considered on a limited basis under a classic car policy.